Your privacy is critically important to us. At Murray Insurance Services Inc we have a few fundamental principles:

  • We don’t ask you for personal information unless we truly need it. (We can’t stand services that ask you for things like your gender or income level for no apparent reason.)
  • We don’t share your personal information with anyone except to comply with the law, develop our products and services, or protect our rights.
  • We don’t store personal information on our servers unless required for the on-going operation of one of our services.
  • We make sure you have control over what information in shown publicly versus privately.

Below is our privacy policy which incorporates these goals:
If you have questions about deleting or correcting your personal data please contact us.

It is Murray Insurance Services Inc’s policy to respect your privacy regarding any information we may collect.

Website Visitors

Like most website operators, Murray Insurance Services Inc collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Murray Insurance Services Inc’s purpose in collecting non-personally identifying information is to better understand how Murray Insurance Services Inc’s visitors use its website. From time to time, Murray Insurance Services Inc may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Murray Insurance Services Inc also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments. Murray Insurance Services Inc only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses are visible and disclosed to the administrators of the blog where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Murray Insurance Services Inc’s websites choose to interact with Murray Insurance Services Inc in ways that require Murray Insurance Services Inc to gather personally-identifying information. The amount and type of information that Murray Insurance Services Inc gathers depends on the nature of the interaction. Those who engage in transactions with Murray Insurance Services Inc are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Murray Insurance Services Inc collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Murray Insurance Services Inc. Murray Insurance Services Inc does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Murray Insurance Services Inc may collect statistics about the behavior of visitors to its websites. For instance, Murray Insurance Services Inc may monitor blog post readers. Murray Insurance Services Inc may display this information publicly or provide it to others. However, Murray Insurance Services Inc does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Murray Insurance Services Inc discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Murray Insurance Services Inc’s behalf or to provide services available at Murray Insurance Services Inc’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Murray Insurance Services Inc’s websites, you consent to the transfer of such information to them. Murray Insurance Services Inc will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Murray Insurance Services Inc discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Murray Insurance Services Inc believes in good faith that disclosure is reasonably necessary to protect the property or rights of Murray Insurance Services Inc, third parties or the public at large. If you are a registered user of an Murray Insurance Services Inc website and have supplied your email address, Murray Insurance Services Inc may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Murray Insurance Services Inc and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Murray Insurance Services Inc takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Murray Insurance Services Inc uses cookies to help Murray Insurance Services Inc identify and track visitors, their usage of Murray Insurance Services Inc website, and their website access preferences. Murray Insurance Services Inc visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Murray Insurance Services Inc’s websites, with the drawback that certain features of Murray Insurance Services Inc’s websites may not function properly without the aid of cookies.

Testimonials

Testimonials on this website are a representation of “typical” customer experiences. Individual experiences, satisfaction, and cost savings often differ from our typical customer. Customer names and towns may have been changed to honor their privacy.

Liability Disclaimer

All information, services, products, or other material on this website are provided “as is” without warranty of any kind. In no event shall Murray Insurance Services Inc, its affiliates, suppliers, and/or its associates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this website or with the delay or inability to use this website, or for any information, products, materials, and/or services obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability, or otherwise, even if Murray Insurance Services Inc, its affiliates, suppliers, or any of its agents has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

Business Transfers

If Murray Insurance Services Inc, or substantially all of its assets, were acquired, or in the unlikely event that Murray Insurance Services Inc goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Murray Insurance Services Inc may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Murray Insurance Services Inc and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Murray Insurance Services Inc may change its Privacy Policy from time to time, and in Murray Insurance Services Inc’s sole discretion. Murray Insurance Services Inc encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a WordPress.com account, you should also check your blog’s dashboard for alerts to these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Google Remarketing Program

  • Murray Insurance Services Inc used the official Google Remarketing Program, which helps us better communicate with our target audience.
  • Google Remarketing allows Google to serve ads to website visitors based specifically on their previous activities.
  • When you visit this website, a harmless cookie is placed in your browser that communicates with Google and tells Google your recent history. Google then serves relevant ads on their Display Network..
  • You can change your cookie settings in Google’s Ads Preferences Manager. Alternatively, you can opt out of third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page.